SEBI Registered Investment Adviser · Est. 2015 · Mumbai

Build a life you love with a financial plan that puts you first.

Life-shaped financial planning that helps you align your finances with what matters most — so you can move forward with greater clarity and confidence.

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20+ yrsRahul's experience
CFP® · RLP®Credentials
INA300003616SEBI Reg. No.
2015Founded
30-min conversation

Start with a conversation.

Tell us a little about your goals, and Rahul will get back to you to schedule a time.











    ✓

    Thanks — we've got it.

    Rahul will personally reach out within 1–2 business days to find a time that works for both of you.

    The old way

    A Broader Approach to Financial Planning

    Financial decisions considered in the context of your goals, priorities and overall financial picture.

    Financial life planning

    Advice built around your life.

    Rahul is trained through the Kinder Institute of Life Planning's EVOKE® methodology to first understand your life to look like — then design a plan that funds it.

    Real situations we work through

    Every financial plan starts from somewhere different.

    01

    Bringing Your Finances Into Focus

    Reviewing existing financial decisions as part of a broader financial plan.

    02

    Finding purpose through financial life planning

    Helping couples move past "how much do I need" to "what is this money actually for" — and building conviction around that answer.

    03

    Navigating Major Life Changes

    Financial planning that adapts as your goals, priorities and circumstances evolve.

    Our methodology — EVOKE®

    A five-stage process, before a single product is discussed.

    Rahul earned his Registered Life Planner® designation from the Kinder Institute of Life Planning (USA) in 2019. EVOKE® is the structured process he uses with every client to surface what genuinely matters before any plan is built around it.

    1
    E

    Exploration

    Understanding your history with money — individually and as a couple — and what's shaped your relationship to it.

    2
    V

    Vision

    Getting specific and honest about the life you both actually want, beyond generic milestones.

    3
    O

    Obstacles

    Naming the habits, fears or misalignments between partners that could quietly derail the plan.

    4
    K

    Knowledge

    Laying out where you truly stand — assets, cash flow, insurance, goals — with full clarity.

    5
    E

    Execution

    Turning the plan into an ongoing, advice-only relationship — reviewed and adjusted as life changes.

    Rahul Agarwal

    Founder & Principal Adviser
    CFP®Certified Financial Planner, Financial Planning Standards Board (FPSB)
    RLP®Registered Life Planner, Kinder Institute of Life Planning, USA (2019)
    SEBI RIARegistration No. INA300003616 · Individual · Perpetual validity
    20+ yearsAcross the financial services industry, in product and advisory roles
    The founder

    Client first, before it was a legal requirement.

    Rahul founded Advent Financial as a boutique advisory practice serving clients through a personalized, outcome-oriented, life-centered approach to financial planning and wealth management. Long before the fiduciary standard became a legal obligation in India, "client first" was already the principle he chose to build his practice on.

    With a background spanning insurance and financial advisory roles before founding Advent Financial, and more than two decades in the industry overall, he brought a product-first lens to the work early in his career — and later chose to retrain, becoming a Registered Life Planner® in 2019 to put people, not portfolios, at the center of the conversation.

    "Client First" was the core principle upon which he wanted to build his practice — long before the fiduciary standard became a legal obligation.

    He's passionate about bringing life-centered financial planning to as many families in India as he can during his active practice. Outside of client work, he's an avid reader and stays curious about ideas well beyond finance.

    What we do

    Two disciplines. One coordinated plan.

    Advent Financial's specialty is financial life planning and investment management — built and reviewed together, not sold separately.

    01 — Planning

    Financial Life Planning

    A life-centered planning process, grounded in the EVOKE® methodology, that starts with your goals and works backward into the numbers.

    • A collaborative discovery process focused on your goals and priorities.
    • Goal clarity before any product conversation
    • A written plan reviewed as life changes
    02 — Advisory

    Investment & Wealth Management

    Ongoing, advice-only investment guidance aligned to the plan — not to a product target.

    • Portfolio construction tied to your stated goals
    • Regular reviews as circumstances evolve
    • Independent advice from a SEBI Registered Investment Adviser
    How we work

    A few things we won't do — on purpose.

    As a SEBI Registered Investment Adviser, Advent Financial operates under a clear, stated code with every client.

    No solicitation, no promises

    We do not solicit funds from investors and focus on advice aligned with your goals and circumstances.

    No telecallers, no marketers

    We don't employ telecallers or marketing agents to approach or pressure prospective clients.

    Verifiable, always

    Our SEBI registration (INA300003616) is a matter of public record and can be independently verified on the SEBI website at any time.

    Start here

    Let's talk about your life first.

    The first conversation is about understanding your goals, priorities and where you stand — not a sales pitch. Reach out and we'll take it from there.